Motorcycle Financing Inquiries

I figured today was a good day to get started with my investigations regarding motorcycle financing, so I made a few calls and left a few messages with some people I know who work in banks who might be able to get me on the right path.

I basically left the same message with each of my contacts, detailing what timeframe I'm looking at (30 days or so), the manufacturer (Harley), the model (Road King Classic) and the amount I expect to finance (around $10,000).

Hopefully someone will get back with me, because I still have some questions. I've dealt with car loans numerous times, so I know the ins and outs of those kinds of loans - but how different are motorcycle loans? Are the rates higher and terms worse because motorcycles are typically considered pleasure vehicles?

Adding to the confusion is the fact that I intend to buy and title the bike in my company's name. Since my company is relatively new (less than a year old) that might be problem. Income isn't a problem at all, and putting 1/2 the price of the bike down should make things go smoothly...but who knows? If I need to just pay the entire amount up-front, I'd have to wait a month or two more, and that'd just ruin my summer.

I also want to know how long Harley-Davidson's financing approval period is and what interest rate terms I can get from them - so I can compare that financing with what my bank comes up with. I'm looking forward to that. I hate not knowing.

I have tomorrow off and the wife agreed to head on over to Dillon Brothers with me again in exchange for my help cleaning the basement. After looking through their online stock, I noticed that they had a deep turquoise/antique white Road King Classic in stock. Hopefully their website is accurate and up to date and I'll be able to see the color in person - with the wife giving the thumbs up or down.